PayPal Fee Calculator
Get your PayPal fee calculated instantly, for free.
The PayPal Fee Calculator takes a transaction amount and instantly calculates the PayPal processing fee and net amount received. No signup, no spreadsheet formulas — just enter your numbers and get an accurate result.
Manual calculations are easy to get wrong, especially with percentages, dates or fees involving multiple steps. This calculator handles the math precisely so you can focus on the decision the number is informing.
How to Use the PayPal Fee Calculator
- Enter the required values
- Click Calculate
- Review your result instantly
Best Practices
- Double-check input units (currency, dates, percentages) match what's expected
- Use the result as a planning estimate — confirm exact figures with official statements where money is involved
- Bookmark this tool for quick repeated calculations
This tool is free to use with no signup required.
Frequently Asked Questions
How accurate is the PayPal Fee Calculator?
It applies PayPal's standard published fee formula (a percentage plus a fixed fee) to your entered amount, so results match PayPal's own fee calculation for that rate type — though your specific account type or promotional rate may differ slightly.
Is this tool free to use?
Yes, completely free with no signup, no limits and no software to install.
Is my data saved anywhere?
No — calculations run in your browser and the values you enter are not stored or sent to a server.
What is PayPal's standard fee for goods and services?
PayPal's standard U.S. domestic rate for goods and services payments is typically around 2.9% plus a fixed $0.30 fee per transaction, though rates can vary by account type, volume, and country — always confirm your exact rate in your PayPal account settings.
Does PayPal charge a fee for sending money to friends and family?
Sending to friends and family is usually free when funded by a bank account or PayPal balance, but a percentage fee typically applies when funded by a credit or debit card.
How do I calculate how much to charge to receive a specific net amount?
You need to gross up the amount: divide your target net amount by (1 minus the fee percentage), then add back the fixed fee. This calculator's reverse/net mode does that math for you automatically.
Are PayPal fees different for international transactions?
Yes. Cross-border payments typically carry an additional percentage fee on top of the standard rate, and currency conversion (if applicable) adds its own separate markup.
Does PayPal charge a fee when you issue a refund?
PayPal typically returns the percentage portion of the original fee when you refund a payment, but the small fixed fee is usually non-refundable — check PayPal's current refund policy for exact terms.
How does PayPal's fee compare to Stripe's?
Both typically charge a similar structure (around 2.9% + $0.30 for standard card transactions in the U.S.), though exact rates, international fees, and payout terms can differ — compare both providers' current published rates for your specific use case.
Do nonprofit or charity accounts get lower PayPal fees?
PayPal offers discounted nonprofit rates to verified 501(c)(3) charitable organizations in eligible countries — you'll need to apply for nonprofit status directly with PayPal to access that reduced rate.
